Simple, transparent pricing

Start free. Upgrade when your circle grows.

Free

Perfect for trying it out with a small group.

$0forever
Get started free
  • 1 active savings circle
  • Up to 10 members
  • Full contribution tracking
  • Payout rotation
  • In-app notifications
  • Member dispute system
Most popular

Pro

For individuals running multiple circles.

$10/month
  • Unlimited savings circles
  • Up to 50 members per circle
  • Everything in Free
  • Contribution history export
  • Priority support
  • Early access to new features

Community

For churches, associations, and community orgs.

$30/month
  • Unlimited circles
  • Unlimited members
  • Everything in Pro
  • Organisation name badge
  • Bulk invite management
  • Dedicated support

Common questions

Does Osusu MoneyFlow hold or process money?

No. The platform is a coordination tool only. All payments happen directly between members via bank transfer, cash, PayID, or any method your group chooses. We record and track, not transact.

Can I switch plans?

Yes. You can upgrade or downgrade at any time. Downgrades take effect at the end of your current billing period. If you downgrade to Free, your existing circles remain but you cannot create new ones beyond the free limit.

What counts as a "circle"?

Any active savings group you created as the admin. Groups you join as a member don't count toward your limit. Completed circles don't count either.

Who is the Community plan for?

Churches, diaspora associations, community groups, or any organisation running multiple Osusu/Susu circles at once. It includes your organisation's name as a badge on your circles.